Quote of d'day

Quoted from irfankhairi.com/blog
'Biar hidup sederhana, rumah sederhana, kereta sederhana, tetapi tak berhutang. daripada hidup mewah, rumah besar, kereta hebat, tapi hutang keliling pinggang dan terkejar2 nak bayar payment setiap bulan!'
'Pengurusan wang adalah tanggungjawab semua- suami/isteri & anak2 bagi yg dah berkeluarga
kalau anda bijak urus wang, tapi ahli keluarga lain tak pandai- bocor juga. Sering bawa berbincang isu wang dgn pasangan. Mula didikan wang anak2 pada umur yang muda- galakkan mereka menabung & hargai wang yg diberi. Bila bebas kewangan bukan anda sorang2 tetapi satu keluarga.'

                                                                       ref: http://www.irfankhairi.com/blog

It is true, but the reality is soooo difficult to apply.kala ini nak hidup bersederhana di bandar pon mmg memerlukan kita utk berhutang.cost of living in the city of malaysia is quite high.tambah plak dgn hutang blaja (naseb baek ako tak amek along PTPTN, kalu tk naya, big thanks to JPA MARA yg kasi buat menangguhan bg yg blom keje).

i recalled back, living cost when i stayed in UK (city of leicester) (money to money) were quite cheaper and affordable esp for groceries items spt susu dan buah-buahan. dgn ini, sgt bagus utk mengamalkan cara hidup sihat!.tp di  Msia, punyer la byk pokok buah-buahan tempatan pon harga mahal, inikan plak yg import.lgpon, harga minyak naek,brg2 lain pon naek ie harga kete naek. harga gula naek, teh tarek pon naek.nk buek camno.nk bersederhana, susu and pampers ank pon mahal. nk pakai napkin, tk terkejar mase nk membasuh lak.adeh. masih blom ade penyelesaian to this matters. nk tukar pemimpin?still same old stories dey!anyway alhamdulillah im still grateful to be born and live happily in malaysia ku tercinta (when compared to other countries, hehe).

we (both my hubby and I) still looking for solution to overcome our financial problem and managing financial wisely. nevertheless we  are trying to our best to clear off our debts. target 10 tahun bole?. insyaallah! (hahahah tp sementara ini kami maseh gali lubang tutup lobang daaaaa).

oh forgot to mentioned that this entry was resulted from a quote of  fb status of a fren of mine (although actually she was meant to ask people to pay her back the debt that those owe her.hihihi)

Ya Allah, aku berlindung kepadaMU dari dosa dan hutang, lalu Baginda ditanya : Mengapa engkau sering meminta perlindungan dari hutang, wahai Rasulullah ? Baginda menjawab : " Jika seseorang berhutang, bila berbicara ia dusta, bila berjanji ia mengingkari" 

( Riwayat Al-Bukhari, 1/214 )